What to Know About Medicare’s New WISeR Model: Aiming for Smarter Spending, Not Less Care

Earlier this year, the Centers for Medicare & Medicaid Services (CMS) announced the launch of a pilot program designed to reduce wasteful and inappropriate services in Original Medicare. Known as the WISeR Model (Wasteful and Inappropriate Service Reduction), the program seeks to improve efficiency in health care delivery, not cut back necessary care.
While the name of the program has raised questions among Medicare beneficiaries and health care providers, it’s important to understand what the WISeR model is, how it works, and who it affects as well as who it doesn’t.
What Is the WISeR Model?
According to the Centers for Medicare & Medicaid Services, the WISeR Model will test "whether aligned financial incentives and expanded prior authorization can reduce provision of services that national experts have determined are likely to be wasteful or inappropriate."
This effort is led by CMS’s Innovation Center, which was created to explore new approaches to delivering care and improving Medicare’s sustainability for future generations.
Under the WISeR Model, health care providers, not patients, are the focus. Providers who choose to participate will be part of a five-year test to reduce the use of services that national guidelines suggest offer limited clinical value. This includes certain imaging tests, surgical procedures, and prescription medications.
What Services Might Be Affected?
CMS has stated that the model will focus on services that "clinical guidelines and professional societies have identified as likely to be unnecessary or duplicative." These decisions are not being made arbitrarily; they’re backed by national medical recommendations and evidence-based research.
It's worth noting that prior authorization may be expanded for some services under the WISeR Model. That means a provider may need to get advance approval before delivering certain treatments or services. However, CMS emphasizes that the goal is not to delay care, but to make sure it's appropriate and effective.
Who Will Be Affected?
WISeR is not a national rollout. It will begin in only seven states: Delaware, Louisiana, New Jersey, New Mexico, Pennsylvania, Texas, and Washington, and even within those states, only providers who voluntarily participate will be involved.
Medicare beneficiaries do not need to opt in, and the model does not change Medicare benefits or eligibility. According to CMS, over 30 million Americans are enrolled in Original Medicare, and this pilot is expected to affect only a small subset of those individuals.
Why This Matters without Causing Alarm
Efforts like WISeR are part of CMS’s broader push to ensure Medicare dollars are spent wisely, especially as the population ages and demand on the program increases. The model is designed to help identify inefficiencies in care, not limit medically necessary treatment.
If you or a loved one is enrolled in Original Medicare, there is nothing you need to do. You’ll continue to access care the same way you always have. If your provider participates in the WISeR Model, they are responsible for managing any changes in prior authorization or service delivery.
Final Thoughts
The WISeR Model is still in its early stages, and CMS will continue to evaluate its impact before making any long-term decisions. For Medicare beneficiaries, the most important takeaway is this: your benefits remain unchanged, and this program is focused on improving care delivery, not cutting access.
If you have questions about your Medicare coverage or how new programs might affect your health care, our office is always here to help explain your options and support your peace of mind.
Featured Blogs
- Is Your Homeowners Insurance Company Spying on You?
- What to Know About Medicare’s New WISeR Model: Aiming for Smarter Spending, Not Less Care
- Reasons Why Where You Park Your Car at Night Affects Your Insurance Rate
- How One Life Insurance Feature Saved a Financial Plan
- Gap Insurance: What It Is and Why You Might Need It
- You’re Retiring at 68—Did You Miss Your Medigap Enrollment Window?
- Water Backup Coverage & How to Protect Your Home from Burst Pipes
- Your Spouse Isn’t Eligible for Medicare Yet—Now What?
- Road Rage Incidents: Are You Covered If Things Get Out of Hand?
- Which Medicare Option Works Best for Snowbirds?
- The Overlooked Connection Between Dental Visits and Overall Health
- How Your Credit Score Affects Your Auto Insurance Rate (and What You Can Do about It)
- Funding a Business Buyout with Life Insurance: What Every Partner Should Know
- What Does Full Coverage Really Mean? (Spoiler: It’s Not as ‘Full’ as Most People Think)
- Protecting College Students' Belongings: What You Need to Know
- What Happens if You Get Hurt on Vacation?
- Top 5 Myths about Umbrella Insurance—Busted
- Does Your Health Insurance Cover Nutrition Counseling?
- Does Your Insurer Track Your Driving with a Device? What to Know Before You Opt In
- Health Insurance for Self-Employed Professionals: What Are Your Options?
- Your College Student Is Off to School—Is Their Stuff Covered?
- What to Do If You Get a Surprise Medical Bill
- Home Renovation? Here's When to Notify Your Insurance Agent
- Coverage for College Students: Are They Still Protected Under Your Plan?
- Does Your Car Insurance Cover Riots, Vandalism, or Civil Unrest?
- Does Your Health Insurance Cover Mental Health Services?
- Will Insurance Cover a Contractor or Handyman Injury on Your Property
- What Happens If I Outlive My Term Life Insurance Policy
- Flexible Spending Accounts: A Smart Tool to Save on Health and Dependent Care Costs
- Why Some Doctors Prefer Patients with Medicare Supplement Plans
- Beat the Heat: Smart Ways to Stay Cool All Summer Long
- Top 10 U.S. Roadside Attractions to Visit this Summer
- Term Life Insurance vs. Accidental Death and Dismemberment: What’s the Difference?
- VIDEO: Medicare Supplement Plans
- VIDEO: Medicare Advantage Plans
- VIDEO: Medicare Basics Part D
- VIDEO: Medicare Basics Part B
- VIDEO: Medicare Basics Part A
- VIDEO: How do I Choose Medicare Coverage When I Retire?
- VIDEO: 5 Important Medicare Facts for Pre-Retirees
- Set Yourself Up for Success with Your Fitness Routine
- Winter Hydration – Do I Need It?
- I’m 60+; Do I Need Life Insurance?
- Why Do I Keep Breaking My New Year’s Resolutions?
- Closing Out the Year with a Smile!
- How to Enjoy a Long Layover
- 6 Cold Weather Safety Tips
- 10 Tips for Managing Cholesterol Levels
- How Much Life Insurance Do You Need Right Now?
- 3 Top Tips for Better Posture
- Building Bone Density for Seniors
- Living Outside Your Comfort Zone in Retirement
- 3 Top Habits that Lead to a Happy Life After Retirement
- Should You Insure Your Gifts?
- Everything You Need to Know When Retiring Under 65
- 7 Benefits of Slow Travel
- Utilizing Medicare Preventative Services
- The Harsh Reality of Credit Card Fees
- Keeping Your Health Insurance Affordable
- 7 Tips to Weather Challenging Periods in Your Life
- What is a Variable Annuity? 4 Key Details You Should Know
- 4 of the Best Ways to Stay Healthy this Summer
- How to Prevent Sun Damage to Your Eyes
- 3 Tips for Safer Grilling
- When the Sun is NOT Your Friend (What You Need to Know about Sun Exposure)
- Tips to Avoid Stress Eating
- Common Exercise Pains – How to Work Past Them and When to Call for Help
- Signs Your Identity Has Been Stolen (and what to do about it)
- How Does Inflation Affect Life Insurance?
- Know the Benefits of Walking
- Do Brain Food Supplements Really Work?
- Ways You Can Spend Less on Gas
- What Are Alternatives if LTC isn’t Right for You?
- 4 Tips for a Less Stressful Summer
- Veteran and Medicare Benefits Work Together
- What are the Safest States From Natural Disasters?
- How to Choose an In-Home Care Provider for Your Loved One in 5 Steps
- 7 Myths About Your Back Pain
- 5 Foods that Will Help Keep Your Mind Healthy
- Don’t Throw Away Those Used Coffee Grounds
- I’m 50 Years Old. Should I Keep My Life Insurance?
- How to Spot Government Imposters
- 5 Mistakes to Avoid When Buying a Life Insurance Policy
- Happiness Through Healthy Food
- 5 Step Checklist to Choosing a Health Insurance Plan
- 5 Creative Spring Décor Ideas
- 10 Ways to Maintain Healthy Joints
- 3 Incredible Healthcare Smart Technologies Coming Your Way
- Do I Need a Long-Term Care Plan?
- Senior Diet: To Meat or Not to Meat
- How to Take Care of Your Personal Intangible Assets
- Dream All-Inclusive Trips to Escape the Cold
- How to Get Health Insurance if You’re a Freelancer
- Safety Tips for Driving in Winter
- Ways to Locate a Lost Life Insurance Policy
- Critical Times in Life that You Need Life Insurance
- Giving and Forgiving
- Why Buy Life Insurance on Children
- Things We Are Grateful for This Year
- What to Avoid When Switching to Medicare from the Public Health Exchange
- How to Host a Successful Virtual Holiday Party
- Is One of These Factors Keeping You from Seeking Life Insurance?
- Who Invented Insurance Anyway?
- Common Senior Micronutrient Deficiencies
- The Art of Aging Well
- Insure What? Celebrity Body Parts Insured
- Using HSAs in Your Retirement Planning
- 6 Strange Insurance Policies You Can Buy
- How Valuable Is Cash Value Life Insurance?
- Mistakes You Can Make When Exercising at Home
- Why You Should Never Lie to the Underwriter
- Forget Salad Recipes, Try a Salad “Matrix”
- Will My Life Insurance Policy Cover Me If Something Happens While Traveling?
- I’ve Been Denied a Life Insurance Policy. Now What?
- Bucket List Ideas and Why It’s Important
- Getting Fit Before the Medical Exam
- The Basics of Insurance APIs
- 8 Gas Savings Tips During Summer
- How to Stay Hydrated During the Summer Season
- Safety Tips for Outdoor Barbecues
- What You Don’t Know About Senior Fitness
- The Last Guide to Chair Yoga You’ll Ever Need
- Sleep Care is the New Self-Care
- Why Gardening is Good for Your Health
- Carbon Monoxide Concerns in the Home
- How to Save on Electricity for Free
- Why You Should be Grateful for the Year 2020
- Whole or Term Life Insurance
- Does a Stay-at-Home Spouse Need Life Insurance?
- Preventing Heart Health Issues
- Life Insurance for Your Newlywed Child
- Exercises for a Sedentary Lifestyle
- Post Pandemic Travel Tips
- Remote Activities You Can Do with Your Grandkids
- Benefits of Grateful Living
- Power Foods that Lift the Spirit
- How to Live Without Regrets
- Reducing Stress Through Music
- Best Nutrition Apps